Coping with health-related challenges is rarely a stroll within the park. From the frequent hospital visits to the bodily and psychological toll that illness takes on the physique and its often drastic impact on funds, sicknesses are by no means simple to deal with.
Of the numerous challenges that accompany being unhealthy, maybe essentially the most daunting of all is the monetary influence on ailing individuals and their family members. In lots of instances, the shortcoming to pay up medical payments places the sick and their family members in dire straits that might lead to chapter, and dying, owing to in any other case treatable ailments. Even worse is the sheer loneliness or isolation individuals coping with sickness expertise whereas battling their particular conditions, and sadly, not lots of them get assist.
In response to a survey by the World Financial institution, out-of-pocket well being expenditure in Nigeria accounts for a median of 76.6% of all medical spending lately. But, by outsourcing this vital facet coping with ailing well being to a reputable associate, individuals needn’t fear about their funds when sicknesses strike. This strategic outsourcing could be completed via varied channels, essentially the most reliable of them being insurance coverage, particularly, medical insurance.
To many individuals, medical insurance is an undesirable expenditure and has been decreased to an add-on that comes with enticing job packages. As such, most individuals who’ve medical insurance cowl belong to the educated, white-collar class, whereas others are left to face medical challenges alone after they happen, utterly unprotected. Consequently, supposedly well-to-do Uncles and Aunties turn out to be the fallback left to bear the burdens to their family members after they fall ailing. This sample is an all too acquainted sample that have to be addressed via intentional studying and unlearning to reorient individuals on the pricelessness of medical insurance and the quite a few advantages that its enrollees stand to realize within the case of medical challenges.
Indubitably, ought to extra individuals make the aware transfer of benefiting from medical insurance, it’ll drastically cut back the World Financial institution’s underwhelming statistic on out-of-pocket well being expenditure to the barest minimal.
This actuality then raises the curious query; ‘Who’s the go-to credible associate for medical insurance in Nigeria?’ The reply to that’s relatively delicate as a result of in the case of medical insurance, individuals solely need to know one factor: the flexibility to pay claims. What they need to be assured of is just that their well being insurer is keen and able to footing the related payments within the occasion of a medical emergency or some other type of well being problem.
This caveat is of excessive significance as a result of it’s intrinsic to the aim of insurance coverage covers, and much more so, within the case of medical insurance, owing to the often time-bound or pressing nature of sicknesses or medical emergencies. For instance, if a person with a medical insurance cowl abruptly falls ailing, and desires pressing medical consideration, which requires a considerable sum of money, will the insurer in query be able to swiftly taking over the accountability inside the golden time of saving the insured’s life?
Because of this when getting medical insurance, one’s alternative of insurer is simply as essential as the choice to decide to the plan within the first place as a result of a incorrect associate may jeopardize its advantages. So, how then can one determine on the fitting insurer to interact? The reply to this isn’t in any respect far-fetched. Like in some other transaction or engagement, the best and most dependable approach of confirming effectiveness is by checking antecedence and testimonials. Who has completed this earlier than? How have they gone about it? Are there value determinations or testimonials to indicate a confirmed observe file of immediate cost of claims?
On this regard, no model suits the invoice higher than Leadway Well being Restricted, an affiliate firm of Leadway Assurance Firm Restricted that has simply enrolled over 60,000 enrolees in about three hundred and sixty five days.
Similar to its mum or dad firm with a confirmed observe file of promptly paying insurance coverage claims, Leadway Well being has, within the final three hundred and sixty five days, paid medical insurance claims of over 800 million Naira to healthcare suppliers who’ve serviced greater than 62,000 enrollees.
That’s not all. Within the final twelve months, a complete of 280 wholesome infants have been birthed via the medical insurance scheme, and over 100 free mammogram screening periods supplied to beneficiaries. A good friend certainly!
To allow a strong, swift and dependable healthcare service to its enrollees, Leadway Well being has integrated over 1,635 pharmacies and 2000 healthcare suppliers into its community. Leadway Well being additionally supported the Lagos State Blood Transfusion Service (LSBTS) to extend availability of blood within the state via a blood donation drive which recorded 74 blood donors that donated over 30 litres of blood. The insurer has additionally organized and managed totally different well being schooling periods for the general public like Covid-19 consciousness and sensitization, psychological well being, eye care, amongst others, all of which have coalesced to grant the insurer a 100% shopper retention file. Who desires to depart a dependable good friend?
Final yr, the administration informed the media that they’re right here to disrupt the HMO house in Nigeria, and after simply over 300 days, they’re strolling the speak and displaying that they’re certainly “the HMO that actually cares”. So, in case you are seeking to shield your self and your family members from the hard-hitting monetary burden of sickness, then you ought to be becoming a member of the Leadway Well being Champions League of glad enrollees.
For extra info, please go to https://leadwayhealth.com/ or name 01-2801051 or 08139862271. You can too ship an e-mail to [email protected]
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